Deposit rates in Latvia
Where does your money earn more?
Compare annual term deposit rates in euro at Latvian banks. The best offer for each term is highlighted.
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How much will I earn?
Approximate earnings after tax at each bank and in savings bonds.
€335.00
Most after tax · Savings bonds
| Bank | Interest income | Tax | Earnings after tax | You receive in total |
|---|---|---|---|---|
| Savings bonds | €335.00 | €0.00 | €335.00 | €10,335.00 |
| Swedbank | €350.00 | €89.25 | €260.75 | €10,260.75 |
| Signet Bank | €350.00 | €89.25 | €260.75 | €10,260.75 |
| Industra Bank | €300.00 | €76.50 | €223.50 | €10,223.50 |
| BluOr Bank | €270.00 | €68.85 | €201.15 | €10,201.15 |
| Citadele | €250.00 | €63.75 | €186.25 | €10,186.25 |
| SEB | €240.00 | €61.20 | €178.80 | €10,178.80 |
Bank interest is taxed at 25.5 % capital income tax; savings bond interest is tax-free. Simple interest, term counted in months, paid at the end of the term. For information only.
All terms
Deposit rates by bank
| Bank | 3 mo. | 6 mo. | 12 mo. | 2 years | 3 years | 5 years | 7 years | 10 years |
|---|---|---|---|---|---|---|---|---|
| Swedbankmin. €100 | 2.20 | 2.30 | 3.50 | — | — | — | — | — |
| SEBmin. €100 | 2.15 | 2.20 | 2.40 | 2.50 | 2.50 | — | — | — |
| Citadelemin. €100 | 2.00 | 2.25 | 2.50 | 2.50 | 2.50 | 2.60 | — | — |
| BluOr Bankmin. €500 | 2.00 | 2.50 | 2.70 | 2.80 | 2.90 | 3.00 | — | — |
| Signet Bankmin. €5,000 | 2.65 | 3.00 | 3.50 | 3.25 | 3.25 | — | — | — |
| Industra Bankmin. €3,000 | 2.00 | 2.25 | 3.00 | 3.00 | 3.00 | 3.00 | — | — |
| Savings bondsstate benchmark | 2.75 | 3.05 | 3.35 | 3.50 | 3.70 | 3.95 | 4.15 | 4.35 |
Annual interest rates in euro, interest paid at the end of the term. Savings bonds are government securities, not a bank term deposit.